About (AFWHO)
About Us
At the Armed Forces Welfare Housing Organization (AFWHO), we are driven by a steadfast commitment to transforming lives and building a brighter, more secure future. Our passion lies in creating meaningful impact—not just through the homes we help secure, but through the trust and value we deliver to every individual and community we serve. Our vision is rooted in the well-being of our clients, our dedicated staff, our environment, and the broader society.
At the Armed Forces Welfare Housing Organization (AFWHO), we are driven by a steadfast commitment to transforming lives and building a brighter, more secure future. Our passion lies in creating meaningful impact—not just through the homes we help secure, but through the trust and value we deliver to every individual and community we serve. Our vision is rooted in the well-being of our clients, our dedicated staff, our environment, and the broader society.
Who We Are
AFWHO is one of the most established and trusted names in the real estate sector, operating with a unique mission: to initiate, promote, and fulfil the housing needs of our nation’s heroes—serving and retired Armed Forces personnel, including members of the Paramilitary Forces, Police Forces, and Central and State Government employees.
Founded on the principles of integrity, transparency, and social responsibility, AFWHO was created to address a critical need: to support those who dedicate their lives to national service in achieving their dream of homeownership. We recognize the challenges faced by service personnel—frequent relocations, remote postings, and time constraints—and strive to bridge these gaps with tailored, reliable, and affordable housing solutions.
Our Expertise
Our strength lies in our multidisciplinary team of professionals with rich experience in real estate, legal compliance, urban planning, and financial consultancy. This diversity empowers us to understand the unique needs of our clientele and deliver solutions that are both innovative and grounded in deep industry insight.
Every project we undertake is backed by rigorous due diligence. We evaluate critical parameters such as location, land title clarity, infrastructural development, long-term value appreciation, and return on investment potential. This comprehensive approach ensures that we offer our members not just homes, but secure, high-value assets that support their financial and personal well-being.
Our Commitment
At AFWHO, we leave no stone unturned in our pursuit of excellence. Our tireless efforts are aimed at fulfilling every member’s aspiration of owning a quality home—delivered on time, within budget, and with utmost transparency. We are not just a housing organization; we are a partner in our members’ journey toward stability, comfort, and pride in homeownership.
We believe that through our continued efforts and unwavering commitment, we will play a transformative role in improving the lives of those who serve our nation, one home at a time.
Trustworthy organization, fostering confidence and satisfaction, dedicated to providing a moral and reliable marketplace experience for customers.
Our mission is to provide best possible service to our members and to act in the best interest of our members and provide them with the best possible customized housing solutions.
To provide our members with cutting-edge, specialist solutions and to aid them in making wise decisions when buying their ideal house or plot of land.
Honesty, transparency, and loyalty are fundamental to us. We uphold these values in everything we do, ensuring trust and integrity at every step.
President
PRESIDENT’S MESSAGE
Dear Members and Well-Wishers,
It is with great pride and a deep sense of responsibility that I share this message on behalf of the Armed Forces Welfare Housing Organisation (AFWHO)—a dedicated social welfare entity committed to addressing the housing needs of our brave men and women in uniform. Our mission is rooted in a singular objective: to provide high-quality, affordable housing solutions to serving and retired personnel of the Armed Forces who often find it difficult to plan for homeownership due to demanding service conditions, frequent postings, and operational deployments in remote and inaccessible areas.
Housing is not just a basic necessity—it is the foundation of stability, dignity, and well-being for every soldier and their family. Recognizing this, AFWHO has expanded its focus beyond primary homeownership to also support second home acquisitions, offering our members a greater sense of security and investment for their future.
Our organization takes a proactive approach. Before any project is conceived or launched, we conduct preliminary demand surveys in potential locations to understand both specific needs and broader trends. This data-driven approach ensures that every project is viable, relevant, and truly serves the community it is intended for. Only after rigorous due diligence—which includes evaluating location potential, verifying land records, assessing legal clearances, and analysing prospects for long-term value appreciation—do we move ahead with negotiations and partnerships with reputed developers.
As the President of AFWHO, I want to assure all our existing and future members that the organization remains unwavering in its commitment to transparency, quality, and service. Our team works tirelessly to offer homes that are not just structurally sound and well-located, but also cost-effective and future-proof, tailored to the evolving needs of our members.
We believe that owning a home should not be a distant dream for those who serve our country. It should be an achievable reality—one that brings comfort, pride, and peace of mind.
Together, with your trust and participation, I am confident that AFWHO will continue to grow as a trusted ally in your journey toward homeownership and welfare.
Warm regards,
Captain (IN) Sandip Kapoor (Retd.)
President, AFWHO
ABOUT THE PRESIDENT
Captain (IN) Sandip Kapoor (Retd.) serves as the President of AFWHO. He was commissioned into the Executive Branch of the Indian Navy in July 1989 and served the nation with distinction for nearly three decades. After voluntarily retiring in June 2018, he has been deeply engaged in welfare initiatives for both the Armed Forces community and the public at large.
During the final 7.5 years of his naval service, he played a pivotal role in the Air Force Naval Housing Board (AFNHB)—first as Project Director of the New Town, Kolkata project, and later as General Manager (Admin & Land Acquisition) at AFNHB Headquarters in New Delhi. His extensive experience in project management, administration, and land acquisition has been instrumental in shaping AFWHO’s strategic direction.
Post-retirement, Captain Kapoor continues to channel his leadership and service ethos into impactful initiatives that uplift and support the defence community—a commitment that defines his vision for AFWHO today.
WHY AFWHO
The Armed Forces Welfare Housing Organization (AFWHO) is a dedicated, service-oriented entity established with the primary objective of initiating, promoting, and executing welfare initiatives for serving and retired personnel of the Armed Forces, including members of the Paramilitary, Police Forces, Central/State Governments, and Public Sector Undertakings (PSUs). Registered under Section 1882 of the relevant Act, AFWHO operates strictly in accordance with its provisions, upholding them in both letter and spirit.
AFWHO’s core mission is to enhance the welfare of our men and women in uniform by facilitating access to affordable housing. This includes negotiating and arranging exclusive residential projects—such as plots, apartments, flats, independent floors, and farmhouses—tailored to meet the unique needs of community living for our personnel. Special focus is given to serving members stationed in remote locations who face challenges in fulfilling their housing aspirations due to service-related constraints. AFWHO enables them to acquire homes at locations of their choice, within their financial reach.
In addition, AFWHO supports the provision of vacation homes for individuals and families seeking a peaceful retreat from daily life. Whether a beach house, mountain cabin, or countryside villa, these homes provide a tranquil environment to relax, rejuvenate, and create cherished memories. They offer an opportunity to disconnect from technology and reconnect with nature and loved ones.
While AFWHO does not engage in the direct development or construction of housing projects, it plays a crucial role in negotiating with reputed builders and developers to secure the best possible rates without compromising on construction quality. Through these efforts, AFWHO consistently achieves pricing well below prevailing market rates, ensuring affordability for beneficiaries.
The organization is led by retired officers of the Indian Defence Services, supported by a team of experienced professionals from diverse fields, collectively working towards the noble cause of service welfare.
Vice President
VICE PRESIDENT
WG Cdr AK Suri (Retd.) Anil worked as an administrative officer in the Indian Air Force for 30 years, overseeing all administrative services. He holds an M.A., LLB, and MBA from DU. He has undergone the Advanced Work Study course and the Capital Works course and has served as a project director for AFNHB.
With the aim of providing security and reliability in the real estate business, we strive for excellence in our services and ensure your peace of mind.
Secretary
SECRETARY
Nitin, Organisation Visionary.
With 18+ years of experience in marketing and sales, Nitin is a seasoned leader in the real estate industry. As Secretary of AFWHO, he leverages his expertise to drive business growth and innovation .Nitin leads teams to create impactful brand stories through effective storytelling. His multifaceted leadership encompasses Marketing Excellence, Crafting compelling brand narratives. Nitin’s expertise and leadership drive business growth, enhance brand reputation, and foster a culture of excellence.
Nitin excels in crafting engaging project and builder search strategies, His expertise are
- Project Search: Identifying projects that meet client demands through thorough market surveys.
2. Building Trust: Establishing strong relationships with clients through transparency, reliability, and effective communication.
Key Strengths
1. Market Insight: Understanding market trends and client needs.
2. Client-Centric Approach: Prioritizing client satisfaction and building long-term relationships.
As Secretary of AFWHO, Nitin’s expertise and leadership play a pivotal role in driving organizational success. His dedication to excellence and innovation makes him an invaluable asset to the organization.
